Dealer Services Home Improvement Financing 

 
Contractors:   Frequently Asked Questions      

How do I sign up?   Simply download the application, fill them out completely and provide the supporting documents.  When the application is completed, fax it to 800/ 651-6280. Once Dealer Services is in receipt of this information we'll complete our due diligence process and contact you to schedule training.

How can Dealer Services help me make more money?   Dealer Services provides financing sources that, for the most part, aren't active in the Home Improvement industry. Our financing sources will buy deals that currently aren't being purchased, or are being purchased at terms that can't be easily sold to high credit quality customers. 

Also, unless the customer is "credit challenged" or your applying for an extended payment plan, you'll avoid paying discounts on funded loans.  By simply closing 3 or 4 deals a month with Dealer Services instead of some of the national lenders, you may save up to $25,000 or $30,000 annually.

Why do I need to be signed up with a Credit Bureau provider?   A significant feature of our system's filters involves the use of information from a Credit Bureau.  Because we're a software platform and not a Lender, we're legally unable to pull credit on your customers.  Please keep in mind that you have complete access to the report once it's generated and it does not obligate you to submit the Consumer to one of our Lenders.

Which Credit Bureau's are acceptable?   Our system currently only has interfaces for Credco, TransUnion (Direct), EquiFax (Direct) and Experian (Direct).  Many of the Resellers are not compatible with the system as they usually don't want to release your codes in order to have the ability to directly sell you additional services.  Please contact Dealer Services with any questions concerning your current credit provider.  Dealer Services passes on our volume discount, without any mark-up, to all of our clients.  

What does Dealer Services cost?   You'll be charged a one-time set-up fee of $100, which will cover the programming changes necessary to set-up your company. There's also a monthly subscription fee of $250, which allow you unlimited usage of the system for loan origination and tracking of your existing pipeline. Think of it this way; If you close one extra deal a month by accessing our Lenders you come out thousands ahead.