Dealer Services Home Improvement Financing 

 

Whether you're looking for an Unsecured or Secured .. prime or sub-prime .. Dealer Services has the Lenders you need. Dealer Services provides the alternative lending sources that can complement your existing programs and/or act as a "stand alone" finance manager.

At Dealer Services we don't consider a loan a "true" home improvement loan unless it meets the following standards:

  • No Equity Required
  • Quick Response - Approval/Denial Decisions need to be made within a few hours and funding needs to be within 24 hours of completion.
  • Dealer Communication - As a Contractor you need to know what's happening with your deals, your livelihood depends on it.
  • Simple Documents 

Loan Programs

Listed below are just some of the programs offered.  Program offerings may differ based on geographic location.

 Lender

A

B

C

D

E

F

 Secured/Unsecured

Unsecured

Secured

Unsecured

Unsecured

Secured

Unsecured

 Min. Loan Amount

$1,000

$5,000

$1,000

$1,000

$2,000

$2,000

 Max. Loan Amount

 $20,000

$25,000

$8,500

$20,000

$40,000

$25,000

 Max. Term (Mon.)

120

180

48

72

180

60

 Rate Range

13.99%

8.75% to 13.99%

18.99%

17.99%

8.99% to 12.99%

8.75% to 10.99%

 Min. Credit Score

640

660

600

700

620

650

 Debt-To-Income

Stated

45%

55%

50%

40%

50%

 "Same As Cash"

No

No

Yes

Yes

No

No